Terms and Conditions

Ventura Home Group Pty Ltd
ABN 70 0938 70618
Trading as Smart Homes for Living

12 Days of Smartmas Competition Terms & Conditions

Terms & Conditions

The promoter of this competition is Ventura Home Group Pty Ltd t/a Smart Homes for Living.

The winning prize for this competition is one of 12 prizes, with each prize identified in the Facebook/Instagram post. Over the space of twelve days, a new prize will be offered in each Facebook/Instagram post.

The prize cannot be redeemed or exchanged for cash or used in conjunction with any other special offers by Smart Homes for Living.

This competition is open to WA residents only, who are over the age of eighteen (18) years.

The winners will be notified via Facebook or Instagram in response to their entry, and following their confirmation of age and WA residency, the winner will be announced on Facebook/Instagram, including the name of the winner. All entrants agree to have their identity (via their first and last name) made public in the announcement of the winner.

Should no response be received by the winner within three (3) days of notification, a new winner will be selected.

This is a competition of chance that gives entrants the opportunity to win one of twelve prizes (with each post identifying which prize is on offer). The winning entry will be drawn at random by Smart Homes for Living at its Head Office, This draw will be open to the public.

Entry into this competition is as per and via the Facebook and Instagram status promoting the competition.

Entry into this promotion is acceptance of these terms and conditions.

The decision of Smart Homes for Living shall be final and shall not be contested. No correspondence will be entered into.

Smart Homes for Living reserves the right to alter or amend the conditions associated with this competition, amend the rules or cancel the competition at any time, and without notice. Should the competition be cancelled, all entries received and personal information provided will be removed. Further, the cancellation will be advertised on Smart Homes for Living’s website.

Employees, relatives and associates of Smart Homes for Living and associated companies are not eligible to enter.

This competition is in no way sponsored, endorsed or administered by, or associated with, Facebook and Instagram.

The Amble Estate (Girrawheen) House & Land Promotion

Terms & Conditions

Repayments from $270 per week Repayments have been calculated on a purchase price of $323,890 and a total loan amount of $288,262 using a 1 year fixed rate of 3.79% per annum (comparison rate 5.16% per annum) on a loan term of 40 years. Repayments are based on principle and interest payments through Teachers Mutual Bank and are current as of the 20/10/2017. Loan amount used has been calculated using a 10% deposit and eligibility for the first home owners grant of $10,000. Loan amount is inclusive of LMI (lenders mortgage insurance) but exclusive of additional lender charges and settlement fees. Comparison rate is based on $150,000 over 25 years. WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance services are provided by VHG Finance Pty Ltd T/A V Homeloans; Corporate Credit Representative Number 495067 is authorised under Australian Credit Licence No. 389378.

The Allure Estate (Ferndale) House & Land Promotion

Terms & Conditions

Repayments have been calculated on a package price of $455,990 and a total loan amount of $419,511 using a fixed interest rate of 1.99% per annum (comparison rate 3.29% per annum) on a loan term of 30 years. Repayments are based on principle and interest payments on Westpac’s 4 year fixed interest rate product and are current as of the 03/12/2020. Home Loan based off 92% of House and Land price, deposit required of 8%, (excludes Fees). Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance provided by Harrisdale Pty Ltd ABN 59 088 462 140 trading as The Loan Company. Australian Credit License number 386355.

We’ll Pay Your Rent – $400 A Week For 25 Weeks Rebate

Terms & Conditions

Ventura Home Group PTY LTD T/A Smart Homes for Living (Builder) confirms a rebate will be paid once the Owner meets their contractual obligations with the Builder and the below terms and conditions:

  • The rebate is only applicable on Smart Homes for Living ‘Advantage’ specification homes.
  • Offer valid until 31st December 2021.
  • The rebate is non-transferable, is not offered in conjunction with any other promotional offer, and will replace any previous promotional offers.
  • Prices are subject to review and may change without notice.
  • The rebate will only be issued to the name(s) that are nominated on the HIA Building Contract.
  • The applicable rebate is subject to the Owner(s) obtaining formal finance and valuation approval.
  • The applicable rebate is capped at $400 over 25 weeks and is paid in one lump sum.
  • The applicable rebate will be paid upon successful payment from owner at lock up stage.
  • The applicable rebate may not reflect build time frames, which can be impacted by weather and/or trade and material availability or access.
  • The Builder reserves the right to terminate the rebate payment at any time if there is a breach of an HIA Building Contract by the contracted Owner or a progress payment under the Building Contract is not made.
  • If the price hold period as per the Preliminary Works Contract (Annexure E) and HIA Building Contract (General Conditions, Item 6) is exceeded, the validity of the Rebate is at the discretion of the Builder.
  • This offer cannot be used in conjunction with any other Smart Homes for Living’s current, past or future promotions.
  • The Builder reserves the right to vary the terms and conditions of the offer at its absolute discretion

Refer A Friend – Referral Offer

Terms & Conditions:

Ventura Home Group PTY LTD T/A Smart Homes for Living (Builder) confirms a Referral will be paid once the Owner meets their contractual obligations with the Builder and the below terms and conditions:

  1. This offer is valid from 30th Dec 2019 (“Start Date”) until the 31st December 2021 (“End Date”) (collectively, “the Promotion Period”).
  2. This offer involves a $2,000.00 (two thousand dollars) AUD referral payment to persons that successfully refer a client to Smart Homes for Living during the Promotion Period.
  3. The referral payment is paid for each client that is referred, with no maximum amount set of persons that can be referred (i.e. one person successfully referred equals a $2,000 referral payment; two persons successfully referred equals a $4,000 referral payment). NB: ‘client’ is to be viewed as the party/ies to a building contract. Should there be two or more persons named on a contract, for the purposes of these Terms & Conditions they are to be viewed as one client.
  4. To be eligible to receive this offer, the referrer must:
    1. Be over the age of eighteen years.
    2. Ensure their referred friend notes the referral on their Preliminary Works Agreement.
    3. Have entered into a building contract to construct a dwelling with Smart Homes for Living.
    4. Referred friends must be new clients to Smart Homes for Living and not have enquired previously.
    5. Have obtained the consent of the person they are referring to provide their details to Smart Homes for Living.
  5. The $2,000 referral payment will be paid within thirty (30) days to the referrer when the referred customer’s home has commenced construction (slab down stage).
  6. You must not promote or market this offer through any paid advertising channels or to the public at large.
  7. You must disclose to your friend or family member about the existence of this offer when engaging in the referral.
  8. You must not make any representations about Smart Homes for Living’s service / product that is outside of your knowledge. Smart Homes for Living holds no liability for any representations made by third parties that have not been approved by Smart Homes for Living.
  9. All ancillary costs associated with redeeming the offer are the responsibility of the referrer. Independent financial advice should be sought by the winner as tax implications may arise as a result of accepting the offer.
  10. This offer is a promotional offer only and is not to be considered as an engagement of employment or otherwise.
  11. Smart Homes for Living reserves the right to alter or amend the conditions associated with this promotion if considered necessary, without notice.
  12. Entry into this program is acceptance of these terms and conditions.

House and Land Packages from $266 per week | PERTH

Terms & Conditions

Repayments have been calculated on a package price of $297,490 and a total loan amount of $282,616 using a fixed interest rate of 1.99% per annum (comparison rate 3.46% per annum) on a loan term of 30 years. Repayments are based on principle and interest payments on Westpac’s 2 year fixed interest rate product and are current as of the 13/09/2021. Home Loan based off 92% of House and Land price, deposit required of 8%, (excludes Fees). Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance provided by Harrisdale Pty Ltd ABN 59 088 462 140 trading as The Loan Company. Australian Credit License number 386355.

House and Land Packages from $366 per week | 4 bed 3 bath

Terms & Conditions

Weekly repayments are based on Commonwealth Bank Extra Variable 2 Year Intro (P&I) at 3.84% (Comparison Rate 4.39%) repayable over 30 years. Home Loan based upon 6% deposit and eligibility for the First Home Owners Grant of $10,000 (includes Lenders Mortgage Insurance but exclusive of settlement fees). Note: Rates are current as at November 20th 2018 and subject to change. Comparison rate is based on $150,000 over 25 years. WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions.  Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance services are provided by VHG Finance Pty Ltd T/A V Homeloans; Corporate Credit Representative Number 495067 is authorised under Australian Credit Licence No. 389378.

Home Page Disclaimers

WA’s most awarded builder
Ventura Home Group Pty Ltd ABN 70 0938 70618 Trading as Smart Homes for Living.

18,000 happy clients & counting
Ventura Home Group Pty Ltd ABN 70 0938 70618 Trading as Smart Homes for Living.

4.7/5 on Product Review
Correct as of 06/07/2020

Designs from $142k ($266 pw^)
House and Land Packages from $266 per week | PERTH
Terms & Conditions
Repayments have been calculated on a package price of $260,000 and a total loan amount of $247,000 using a variable interest rate of 3.79% per annum (comparison rate 4.17% per annum) on a loan term of 30 years. Repayments are based on principle and interest payments on Commonwealth Banks 4 Year Introductory Discount product and are current as of the 01/05/2018. Loan amount used has been calculated using a 5% deposit and eligibility
for the first home owners grant of $10,000. Loan amount is inclusive of LMI (lenders mortgage insurance) but exclusive of additional lender fees and charges. Comparison rate is based on $150,000 over 25 years.
WARNING: The comparison rate applies only to the example given. Different amounts and terms will result in different comparison rates. Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance services are provided by VHG Finance Pty Ltd T/A V Homeloans; Corporate Credit Representative Number 495067 is authorised under Australian Credit Licence No. 389378.

Lifetime Structural Warranty

The Australian Consumer Law requires us to give you the following notice about those guarantees:

Our goods and services come with guarantees that cannot be excluded under the Australian Consumer Law. For major failures with the service, you are entitled:

  • To cancel your service contract with us; and
  • To a refund for the unused portion, or to compensation for its reduced value.

You are also entitled to choose a refund or replacement for major failures with goods. If a failure with the goods or a service does not amount to a major failure, you are entitled to have the failure rectified in a reasonable time. If this is not done you are entitled to a refund for the goods and to cancel the contract for the service and obtain a refund of any unused portion. You are also entitled to be compensated for any other reasonably foreseeable loss or damage from a failure in the goods or service.

House and Land Packages | PERTH NORTH

Alkimos Terms & Conditions – $407.75 per week

Repayments have been calculated on a package price of $464,990 and a total loan amount of $441,741 using a fixed interest rate of 1.99% per annum (comparison rate 3.46% per annum) on a loan term of 30 years. Repayments are based on principle and interest payments on Westpac’s 2 year fixed interest rate product and are current as of the 28/09/2021. Home Loan based off 92% of House and Land price, deposit required of 8%, (excludes Fees). Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance provided by Harrisdale Pty Ltd ABN 59 088 462 140 trading as The Loan Company. Australian Credit License number 386355.

Eglinton Terms & Conditions – $360.25 per week

Repayments have been calculated on a package price of $410,990 and a total loan amount of $390,441 using a fixed interest rate of 1.99% per annum (comparison rate 3.46% per annum) on a loan term of 30 years. Repayments are based on principle and interest payments on Westpac’s 2 year fixed interest rate product and are current as of the 28/09/2021. Home Loan based off 92% of House and Land price, deposit required of 8%, (excludes Fees). Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance provided by Harrisdale Pty Ltd ABN 59 088 462 140 trading as The Loan Company. Australian Credit License number 386355.

Yanchep Terms & Conditions – $319.97 per week

Repayments have been calculated on a package price of $364,990 and a total loan amount of $346,741 using a fixed interest rate of 1.99% per annum (comparison rate 3.46% per annum) on a loan term of 30 years. Repayments are based on principle and interest payments on Westpac’s 2 year fixed interest rate product and are current as of the 28/09/2021. Home Loan based off 92% of House and Land price, deposit required of 8%, (excludes Fees). Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance provided by Harrisdale Pty Ltd ABN 59 088 462 140 trading as The Loan Company. Australian Credit License number 386355.

Jindalee Terms & Conditions – $504.95 per week

Repayments have been calculated on a package price of $575,990 and a total loan amount of $547,741 using a fixed interest rate of 1.99% per annum (comparison rate 3.46% per annum) on a loan term of 30 years. Repayments are based on principle and interest payments on Westpac’s 2 year fixed interest rate product and are current as of the 28/09/2021. Home Loan based off 92% of House and Land price, deposit required of 8%, (excludes Fees). Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance provided by Harrisdale Pty Ltd ABN 59 088 462 140 trading as The Loan Company. Australian Credit License number 386355.

House and Land Packages | PERTH SOUTH

Byford Terms & Conditions – $333.12 per week

Repayments have been calculated on a package price of $379,990 and a total loan amount of $360,991 using a fixed interest rate of 1.99% per annum (comparison rate 3.46% per annum) on a loan term of 30 years. Repayments are based on principle and interest payments on Westpac’s 2 year fixed interest rate product and are current as of the 28/09/2021. Home Loan based off 92% of House and Land price, deposit required of 8%, (excludes Fees). Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance provided by Harrisdale Pty Ltd ABN 59 088 462 140 trading as The Loan Company. Australian Credit License number 386355.

Baldivis Terms & Conditions – $373.45 per week

Repayments have been calculated on a package price of $425,990 and a total loan amount of $404,691 using a fixed interest rate of 1.99% per annum (comparison rate 3.46% per annum) on a loan term of 30 years. Repayments are based on principle and interest payments on Westpac’s 2 year fixed interest rate product and are current as of the 28/09/2021. Home Loan based off 92% of House and Land price, deposit required of 8%, (excludes Fees). Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance provided by Harrisdale Pty Ltd ABN 59 088 462 140 trading as The Loan Company. Australian Credit License number 386355.

Dawesville Terms & Conditions – $369.94 per week

Repayments have been calculated on a package price of $421,990 and a total loan amount of $400,891 using a fixed interest rate of 1.99% per annum (comparison rate 3.46% per annum) on a loan term of 30 years. Repayments are based on principle and interest payments on Westpac’s 2 year fixed interest rate product and are current as of the 28/09/2021. Home Loan based off 92% of House and Land price, deposit required of 8%, (excludes Fees). Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance provided by Harrisdale Pty Ltd ABN 59 088 462 140 trading as The Loan Company. Australian Credit License number 386355.

Forrestdale Terms & Conditions – $358.55 per week

Repayments have been calculated on a package price of $408,990 and a total loan amount of $388,541 using a fixed interest rate of 1.99% per annum (comparison rate 3.46% per annum) on a loan term of 30 years. Repayments are based on principle and interest payments on Westpac’s 2 year fixed interest rate product and are current as of the 28/09/2021. Home Loan based off 92% of House and Land price, deposit required of 8%, (excludes Fees). Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance provided by Harrisdale Pty Ltd ABN 59 088 462 140 trading as The Loan Company. Australian Credit License number 386355.

House and Land Packages | PERTH EAST

Brabham Terms & Conditions – $411.15 per week

Repayments have been calculated on a package price of $468,990 and a total loan amount of $445,541 using a fixed interest rate of 1.99% per annum (comparison rate 3.46% per annum) on a loan term of 30 years. Repayments are based on principle and interest payments on Westpac’s 2 year fixed interest rate product and are current as of the 28/09/2021. Home Loan based off 92% of House and Land price, deposit required of 8%, (excludes Fees). Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance provided by Harrisdale Pty Ltd ABN 59 088 462 140 trading as The Loan Company. Australian Credit License number 386355.

Bushmead Terms & Conditions – $455.86 per week

Repayments have been calculated on a package price of $519,990 and a total loan amount of $493,991 using a fixed interest rate of 1.99% per annum (comparison rate 3.46% per annum) on a loan term of 30 years. Repayments are based on principle and interest payments on Westpac’s 2 year fixed interest rate product and are current as of the 28/09/2021. Home Loan based off 92% of House and Land price, deposit required of 8%, (excludes Fees). Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance provided by Harrisdale Pty Ltd ABN 59 088 462 140 trading as The Loan Company. Australian Credit License number 386355.

South Guildford Terms & Conditions – $493.55 per week

Repayments have been calculated on a package price of $562,990 and a total loan amount of $534,841 using a fixed interest rate of 1.99% per annum (comparison rate 3.46% per annum) on a loan term of 30 years. Repayments are based on principle and interest payments on Westpac’s 2 year fixed interest rate product and are current as of the 28/09/2021. Home Loan based off 92% of House and Land price, deposit required of 8%, (excludes Fees). Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance provided by Harrisdale Pty Ltd ABN 59 088 462 140 trading as The Loan Company. Australian Credit License number 386355.

Aveley Terms & Conditions – $424.30 per week

Repayments have been calculated on a package price of $483,990 and a total loan amount of $459,791 using a fixed interest rate of 1.99% per annum (comparison rate 3.46% per annum) on a loan term of 30 years. Repayments are based on principle and interest payments on Westpac’s 2 year fixed interest rate product and are current as of the 28/09/2021. Home Loan based off 92% of House and Land price, deposit required of 8%, (excludes Fees). Interest rates are subject to change and finance applications must meet the lenders standard credit terms and conditions. Your full financial situation would need to be reviewed prior to acceptance of any offer or product. Finance provided by Harrisdale Pty Ltd ABN 59 088 462 140 trading as The Loan Company. Australian Credit License number 386355.