First homes
Ready to call it quits on your landlord?
Did you know you can get into your first home for just $266 p/w? And yes, that’s for both house and land. Imagine owning your own house for less than the rent on your tiny place (ya know, the one with things growing on the walls…). And if you’re not currently renting – that means you’re probably living with your parents, so it’s still a BIG win.
3 steps to building
We know what a brain-melt first home buying can be (kind of like the time you tried to understand Interstellar). So, instead of overwhelming you with blueprints, numbers, and fast-talking salespeople, we keep things simple – giving you more time to learn the names of the staff at Bunnings.
Here’s how we do it.
Finance smarts
Location smarts
Design smarts
Lastly, let’s talk dream pads. Are you downsizing (less to clean, more to love), upsizing (get ready for a Masterchef-style kitchen!), or just treating yourself to a place without rent inspections? What design makes you want to grab your phone and take insta pics? Just let us know, and we’ll create a home that’s all you.
Spending all your holiday fund on rent?
Why not buy for less.
A house and land package could be your saviour. Basically, it’s a package deal where you get a block from a developer and a you-beaut home from us, the builder, all in one. It’s like if you could magically get all your streaming services in one place… You’ll know all the costs from the start, and you only need one loan!
We’ve got pre-made house and land packages for you to look through, but don’t stress if they don’t fit your mental image, we can make one that includes space for that room dedicated to FIFA – whatever you need.
Your VIP access to the perfect loan
We know one size doesn’t fit all. Get your mind out of the gutter, we’re talking about financing a new home! And because we know that everyone has different needs, we have different finance solutions that can work for you, your situation, and your new home. We’ve lined them up for you to compare.
First home owners grant
Free money is always worth celebrating. Especially when the Gov’ gives you $10K just for building a new home. The First Home Owners Grant is your answer to your parents’ avocado toast jokes.
Stamp Duty Concessions
If you’re a first home buyer, you may be able to get an exemption from paying stamp duty, saving you money to spend that shiny coffee machine for your pad instead (George Clooney not included).
New Homes Guarantee Scheme
Got your 5% sorted but your parents aren’t keen to go guarantor? With the New Homes Guarantee Scheme, you can forget the sneaky Lenders Mortgage Insurance and the government will cover that last 15%!
Low Deposit Home Loans
Have you been listening to Uber Eats and ‘supporting local restaurants’ a bit too often? DW, there’s an extra-low deposit home loan just for you. With a $3k deposit, you can start living your best life now – where’s the prosecco at?
First home buyer info sesh
Are you tired of your flat mates hogging the TV (Friends-overload is possible!), and need your own place, but not sure where to start? We’ll use our building smarts to debunk it all and have you speaking the lingo in no time.
First homes with smart inclusions
A first home doesn’t mean you have to skip the flash new oven for those Nigella-inspired dishes. We’ll spec up your new home with lots of not-so-standard stuff (as standard).
You’ll be getting:
- Spacious on-trend floorplans
- Choice of six designer-rendered elevations
- Full internal wall paint
- Deluxe Belling kitchen appliances
- Tony Alder tapware in black, nickel, or chrome
- Feature tiles
- WA-made kitchen cabinetry
- No-crack guarantee walls by G-Tek
- Colorbond roof, gutters, and fascia
- 6-star energy efficient construction
- Lifetime structural guarantee
Oh, and you can check it out in person at our 1000sqm showroom before you commit.
FAQ’s
You’re here so it can only mean one thing… you’ve got some Q’s. Great news, we’ve got the A’s in all things first homes. And best of all? Even if your questions aren’t here, our first homes smarties are one click or call away. Get in touch and they’ll get back to you ASAP.
How much deposit do I need for a first home?
Don’t stress, gone are the days of needing a 20% deposit. As a first home buyer, you’ll have heaps of low deposit home loan options. The New Home Guarantee Scheme means you’ll be sweet with a 5% deposit, and if you qualify for Keystart it’ll only be 2% – so you don’t have to pull a Breaking Bad just to have your own home!
Chat with us to find out which option is for you.
Who qualifies as a first home buyer?
A first home buyer is someone who has never owned a residential property before in Australia.
The First Home Owners Grant nitty gritty:
- You’ll need to be 18+
- Must be an Aussie citizen or permanent resident
- Have to live in your new home for at least 6 months in the first year
- The house and land package should be under $750K
What are first home buyers in WA entitled to?
Being a first home buyer in WA is like being a celebrity during lockdown, you have access to everything!
- $10,000 from the First Home Owners Grant
- Epic savings from Stamp Duty Concessions
- The New Home Guarantee Scheme
- Sweet low deposit options
Are first home buyers exempt from stamp duty?
Hear from our smarties
For first home builders, Smart Homes For Living has been an incredibly stress free experience for us! The build was so fast and the quality was excellent. Thank you to all who was involved in our build.
– Luke and Georgia
Throughout the whole experience, from start to finish, it has been great. Would highly recommend Smart Homes For Living to anyone wanting to build.
– Norman and Katrina
Me and my wife wanted to find a builder who could make our dreams come true. The moment I got in touch with Smart Homes, Jakeb was the first point of call, and he has been absolutely fantastic helping us find a great location and block to meet our needs.
– Travis
We have been very pleased with the whole process. The house is finished to a very high standard, with no problems throughout. Everyone has been so helpful and we love our new home and would definitely build with Smart Homes For Living again.
– Michael and Amelia
Everyone that we dealt with were very efficient and knowledgeable. Always happy to answer any questions we had throughout the whole process.
– Kimberley and Dylan
I’m forever grateful for the home I built with Smart Homes, the build was at high quality inside and out, I have the best looking elevation on the street which I’m proud off, based on the final product I couldn’t have got this value with any other the builder in Perth.
– Corey
Our build was managed exceptionally well. We had a fabulous site supervisor, Simon and great tradies. The quality of our build and workmanship was excellent and we had no issues at all with our build.
– John
We want to thank all of the staff at Smart Homes For Living for making this such an easy, fun experience. We have been stress free with all of this from start to finish. You are all brilliant and we want to thank you from the bottom of our hearts with helping our dreams come true.
– Damian and Casie
I can’t have any higher reviews for this company. We have had the best building experience with them so far. We have been held up with the current delays as everyone has but the workmanship on our build so far has been amazing.
– Lauren
This is the second time I have built. I can say that Smart Homes For Living were totally amazing through each process and the quality and time you have taken to build my home has been outstanding and I can’t thank you enough.
– Paula
So pleased with the honestly and transparency of all of your staff from Jeremy in sales and his honest feedback, to John in construction at our PCI with his honesty of what needed amending. Everyone says building first home can be daunting and a pain but Smart Homes For Living has made our build enjoyable and SO easy!!!
– Benjamin and Cassandra
If you can afford rent, you can afford a new home.
We’re serious! Fill out your info below and we’ll show you how to buy your own home.
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